These terms govern the consultation sessions offered by API Matrix Financial Planning Co., Ltd. (주식회사) ("we", "us"). By sending an inquiry or booking a session, you agree to them.
Provider
API Matrix Financial Planning Co., Ltd. (주식회사)
Business registration no. (사업자등록번호): 110-81-36653
Mail-order report no. (통신판매업신고번호): 제2024-서울강남-5340호
Representative director: Park Seo-ah (박서아)
Address: Seolleung-ro 642, Gangnam-gu, Seoul, Republic of Korea
Phone: +82 2-555-3189
Email: info@apimatrix-core.digital
The service
The service is individual financial-planning consultation, focused on freelancer income and expense planning. It is delivered as one-to-one sessions, in person on Seolleung-ro in Gangnam-gu or by video. A session can be booked individually or as part of a three-session engagement.
What this service is not
The service is financial planning only. It is not investment advice, tax filing, accounting, or legal advice. We do not prepare tax returns, certify financial statements, or sell investment products of any kind. If a task requires a licensed tax accountant or certified public accountant, we note it and refer you to a specialist.
Booking and confirmation
- You send an inquiry through the form on this site or by email.
- We respond by email within two business days with a suggested session length and the consultation fee in writing.
- A session is confirmed only when you accept the proposed scope and fee in writing. Until then, no fee is payable.
Fees and payment
The consultation fee is confirmed in writing before booking. Fees are quoted in KRW and are inclusive of value-added tax where applicable. Payment is by bank transfer to the account named in the confirmation email, due before the session unless we agree otherwise in writing.
Cancellation, rescheduling and refunds
Cancellation, rescheduling and refund rules are set out in detail on our refund page. In short: you may reschedule or cancel a session at no charge up to 48 hours before the start time; later cancellations may be billed at half the session fee.
Your responsibilities
- Provide accurate information about your income and expenses when we ask for it.
- Bring the documents we agree on for each session, or tell us in advance if you cannot.
- Treat the consultant and the office with courtesy; abusive or threatening behaviour may end the engagement without refund.
Intellectual property
The written summary, income map, expense plan and 13-week cash flow sheet produced for you are yours to keep and use. The templates and methods behind them remain ours; you may not resell them or present them as your own service.
Limitation of liability
Our liability for a single session is limited to the fee you paid for that session. We are not liable for decisions you make on the basis of the sessions, including tax, investment or business decisions, because we do not provide tax, investment or legal advice.
Changes to these terms
If these terms change, the updated version is posted on this page with a new review date. Sessions already booked continue under the terms in force when they were confirmed.
Review date: 30 September 2026.